1.20.2008

More Snow Cats and Kvetch of the Day


So it's been snowing, but at least we've had a little sun the past two days, and that's perked me up a bit. Still, it's about 10 degrees (-12 C) out--pretty nippy. Zero with the wind chill. Brrr!


The cats don't seem to care one way or the other. Snow, sun, clouds, warm, cold...it's still all about napping, playing, and two square meals a day with them. That, to me, sounds like the life.


Morgan has taken a liking to my egg cooler when I bring it in for the evening. Cats are weird.






Kvetch of the Day

Medicare cost Mr. O'Kitten and I each $1,122 last year, plus the deductible, and that doesn't cover prescriptions, dental, or eyes.

Not to mention that there's about a 30% co-pay for most doctor visits and other services. and this on the extremely limited income you get from SSDI.

But, if you're like us, that extremely limited income is just a wee bit too much for you to be eligible for Low Income Medicare Part D (prescription coverage). This means that if you want Part D, you have to pay a private health insurance company for it. That would've cost us about $400/month--a solid 25% of our income. I mean--come on! And even then it wouldn't have covered every prescription that we need.

Not to mention that having Part D would've made us ineligible for the prescriptions we currently get through "patient assistance programs" from some of the drug companies. If you're poor and don't have prescription coverage, many drugs are currently available directly from their makers. It's a lot of paperwork, but hey--free meds. This site has a list of most medications and a lot of the forms. It's worth it if you're like us; just do the paperwork and persevere.

So we don't have prescription coverage; we depend on samples from the docs and the Patient Assistance Programs.

Don't get me started on how angry I was when I found out how many millions of dollars Medicare was spending to promote Part D to all the people who didn't know about it or know how to apply for it...we were so close to the line that they could've just taken a small percentage of those marketing dollars and pushed who knows how many of us borderline income types over the line and given us coverage.

But hey, at least we HAVE basic health coverage, for what it's worth. I mean, a *few* doctors still accept Medicare. How many Americans don't have any health coverage at all?

--> Nearly 47 million Americans, or 16 percent of the population, were without health insurance in 2005, the latest government data available.
--> The number of uninsured rose 1.3 million between 2004 and 2005 and has increased by almost 7 million people since 2000.
--> The large majority of the uninsured (80 percent) are native or naturalized citizens.

http://www.nchc.org/facts/coverage.shtml

As for Medicaid...that's another sorry story. Here in Michigan we weren't eligible for that either. As for social services in general, Michigan is pretty lousy, but then again it's in pretty sad condition with its 7.6% unemployment rate (that's a full 1% higher than any other state in the nation, by the way).

Tune in again for more kvetching, whining, griping, bellyaching, and cats...

5 comments:

Becky said...

If you come to spin night Tuesday, I'll bring you dark chocolate. (A completely shameless attempt to bribe you to come and visit.) :-)

Silly kitties!

Chris said...

Sadly, +10F sounds lovely right now!

Ugh - health care is so broken in the US...

Elizabeth said...

What Chris said.
(it's -20'C wind chill here this morning) but it's sunny. Cruely, it's only sunny when it's SO COLD. When it warms up (tomorrow) it will be grey grey grey.
Such a jolly time of year, isn't it?
On a breakfast TV show this morning, they called today officially Blue Monday, a mid winter affliction of light deprivation, Christmas indebtedness, monotony and depression. Yep.
I loved the 80's video. (I graduated in 1984) This makes me ancient, according to my kids.

BlackCrow said...

I had to put my cardigan on to read this...boy is it cold there...but hey its supposed to be summer here and last night I insisted we light the fire as the temperature fell to bellow 10'C.
Outside at the moment we have a bright blue sky and a very chilly gusty wind.
Your health system sounds like ours. Just dont get me started on dentists!
Can't believe how much Morgan is like naughty Ned....I caught him sleeping in a bucket that was balancing ontop of the open washing machine...But my brothers cat sleeps in his underpants when he is on the loo...ha, ha, ha!

mrspao said...

Every time I come across someone who moans about having to wait some extra time above their appointment for the specialist, I point out how good we have in comparison to you guys. It soon shuts them up. We are really lucky to have the health system we do here.

I love your snow cats!